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Jerry Germansen

Prescott and the Square Foot Garden

How to build and grow a Square Foot Garden in Prescott Arizona. What soil to use and materials to build it.... Read more

Jerry Germansen

Arizona Mortgage Update

Lending Rules BIG Change In Arizona Loans are getting very difficult to obtain. They also require much more time and documentation before the loan is approved and funded. On March 1, 2011 the Arizona Residential Purchase Contract was revised for all Realtors to use. There any many changes but the most significant changes are about [...]... Read more

Jerry Germansen

IRA Investing

Investing and Your IRA The government allows us to put money aside for old age in Investment Retirement Accounts. Did you know you can do more than keep it in a mutual fund, bank account, or in individual stocks? Most people think that those are the only investment vehicles allowed. Not so. The IRS says [...]... Read more

Jerry Germansen

Strategic Default of a Loan

Buyer Default of a Purchase Contract’s Seller Carryback Financing When a buyer has purchased property using financing, the lender has the buyer sign a Deed of Trust and Promissory Note to secure the property and guarantee the note payments. This is true of most financing arrangements including seller carryback financing. With the decline of the [...]... Read more

Jerry Germansen

Chicago Blizzard…Think Prescott Arizona

24 inches of snow, 70 mile an hour winds, temperatures in the 20 and dropping. Frozen fingers. Shoveling, then Oh No! Here comes the plow again! reshoveling what the wind blows back, then reshoveling what the plow puts back. Car stuck. Car hit by plow. Car hits your other car. Car buried. Broken leg falling [...]... Read more

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