Lending Rules BIG Change In Arizona Loans are getting very difficult to obtain. They also require much more time and documentation before the loan is approved and funded. On March 1, 2011 the Arizona Residential Purchase Contract was revised for all Realtors to use. There any many changes but the most significant changes are about [...] Read more

Investing and Your IRA The government allows us to put money aside for old age in Investment Retirement Accounts. Did you know you can do more than keep it in a mutual fund, bank account, or in individual stocks? Most people think that those are the only investment vehicles allowed. Not so. The IRS says [...] Read more

24 inches of snow, 70 mile an hour winds, temperatures in the 20 and dropping. Frozen fingers. Shoveling, then Oh No! Here comes the plow again! reshoveling what the wind blows back, then reshoveling what the plow puts back. Car stuck. Car hit by plow. Car hits your other car. Car buried. Broken leg falling [...] Read more

It is important to understand the process of buying a bank owned property. The purchase of a bank-owned home is unlike purchasing a home from a typical homeowner.  Here is why: Once a property has been foreclosed or returned to the bank it becomes an REO (Real Estate Owned) asset of the bank. Those assets [...] Read more

After the best snow storm in over 10 years we are returning to our great weather once again. The Prescott Country Club received about 4 inches of snow.  It was a beautiful sight to behold.  We had a cold snap reminiscent of my days in the midwest with one exception. It didn’t last. Just a [...] Read more

Prescott’s Clear Skies and the Geminid Meteor Shower. I got up at the usual 5:30 AM and got in the spa outside. Today was a special morning. The Geminid Meteor Shower was in full glory. Although I only stayed about ½ hour I saw at least 30 meteors hit our atmosphere. I am not an [...] Read more