Golden Rule “He who has the gold rules”
 What are you earning on the money you have in the bank? Not much? Here is a solution: If you are selling property and will take your money and put it in the bank just change your strategy. Buyers are having a difficult time securing financing today. That is especially true of the self employed. As a seller you could offer terms to the buyer and be the bank for them.  You would earn a lot more than the 1/2% the bank is …

The Arizona Department of Real Estate is endorsing a new Short Sale Seller’s Advisory prepared by the REALTORS of the State. For a copy click  Short Sale Seller’s Advisory where you will find multiple links and great advice for anyone who is looking to sell for less than they owe the bank on their mortgage loan.
The Prescott Quad-Cities, as well as the rest of the State of Arizona, needed the information made public to protect the consumer. The REALTORS of Arizona have delivered.
If you are looking to sell or buy under a …

C’Ann Simpson has developed an employee benefit program for any business, small or national. Call C’Ann to discuss what the Partner Member Program can do you for your business and your employees. It’s free to you and the employees as we are redirecting our funds to cover your employees’ closings costs. This amounts to hundreds of dollars in benefits from your company to your employees.
The program has beed places in businesses in Prescott, Prescott Valley, and Phoenix, Arizona. We are going coast to coast with our benefits package including not only employees …

Water Usage and Wells
            We live in a desert depending on ground water for survival. City water wells and private wells alike depend on what has collected in aquifers over the ages. Are we using it faster than nature is replenishing it? I’d put money on that especially with our current drought conditions and the population growth of central Arizona. At this time nobody really knows. However, there is a finite amount of water on earth. It does not disappear when used. It goes into the septic systems, the sewer …

            We live in a desert depending on ground water for survival. City water wells and private wells alike depend on what has collected in aquifers over the ages. Are we using it faster than nature is replenishing it? I’d put money on that especially with our current drought conditions and the population growth of central Arizona. At this time nobody really knows. However, there is a finite amount of water on earth. It does not disappear when used. It goes into the septic systems, the sewer systems, runds down …

We are seeing every excuse imaginable to NOT lend money. As citizens of this nation, we loaned them huge amounts of money when they were, to a large extent, insolvent. Now we are looking to buy homes and we get every excuse why we are not a good risk for a loan. I just was informed about a purchase that was in escrow for over 2 months. At the very end, just before closing the deal and the buyer moving into their dream home, the bank said that the borrower …

APS is offering a rebate for testing and repair of leaky ductwork. Most homes have leaks in the heating and air conditioning system that waste energy and takes away comfort. the test will also point out other leaks like missing caulk and weather stripping or electrical boxes that need caulk..  Click this link for a video of the test and rebate.
http://lm1.mailer.aps.com/t/2409/8643099/342/0/?u=aHR0cDovL3d3dy5hcHMuY29tL2ZpbGVzL19maWxlcy92aWRlb3MvRHVjdE1haW50L0R1Y3RfVmlkZW9fSDI2NF9TbS53bXY

An important number to understand when selling property is the Sell Through Ratio. That is the number of properties sold divided by the number of properties listed in a specific geographic area.
The Sell Through Ratio  for Dewey-Cordes Homes for August is 41% with 249 properties still on the market, 39 newly listed in August  and 16 sold.
The Sell Through Ratio for Dewey-Cordes Land for August  is 21%with 449 properties still on the market, 28 newly listed and 6 sold.
A number less than 100% indicates that the number of listings on …

Are you upside down in your house with the Bank?
Is it worth what you owe?
Like many Americans, you may be a victim of The Banking and Mortgage Crisis.
We face the worst economy since the Great Depression.
And, you are not alone!
Are you holding on to a house for all the wrong reasons?
At EXIT Realty Cool Mountain we are trained to step into your shoes and negotiate with your Bank
to accept less than you owe and put an end to this declining equity cycle and give you a fresh start.
Yes, we can …