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Jerry Germansen

Buying a home house with Seller financing in Prescott Arizona

In today’s economy many buyers are having a very difficult obtaining financing for homes from the banks. Banks are being very cautious and they are just not lending if you have any credit issues or do not fit the profile of an owner-occupied buyer with a regular job that you have been in for a long [...] Read more

Jerry Germansen

Moving to a Retirement Community in Prescott Arizona near Yavapai Regional Medical center

We have worked all our lives and look forward to retirement. It is a changing time in our lives that needs to be very calculated. Read more

Jerry Germansen

Solar Electric for Zero Down Payment on Lease in Prescott Arizona

Solar is now available in Arizona  to homeowners for no money down with a 20 year lease.  The lease payments plus a very small APS monthly bill are going to be lower than you now pay to APS for electricity. There are no batteries to maintain as APS stores the extra power you make in the [...] Read more

Jerry Germansen

Seller Financing Sells Homes faster

Seller Financing is moving properties quickly and at top dollar. The cost of obtaining financing from the banks is over $4,000 for just a $120,000 mortgage loan. It is driving buyers away. Self-employed buyers are not getting loans at all. Forget getting a loan for land or a second home. They are just about not [...] Read more

Jerry Germansen

MLS 954392

MLS 954392. Read more

Jerry Germansen

Square Foot Garden with Bird Netting near the Golf Course in Prescott Arizona

The garden is in and sprouting. I just created a salad bar for birds! I love the sound of the many varieties of birds in the yard. It adds a peace and song to my surroundings. They love the seedlings and probably the seeds. My radishes are clipped to the ground and other plants are being [...] Read more

Jerry Germansen

Prescott and the Square Foot Garden

How to build and grow a Square Foot Garden in Prescott Arizona. What soil to use and materials to build it. Read more

Jerry Germansen

IRA Investing

Investing and Your IRA The government allows us to put money aside for old age in Investment Retirement Accounts. Did you know you can do more than keep it in a mutual fund, bank account, or in individual stocks? Most people think that those are the only investment vehicles allowed. Not so. The IRS says [...] Read more

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