In today’s economy many buyers are having a very difficult obtaining financing for homes from the banks. Banks are being very cautious and they are just not lending if you have any credit issues or do not fit the profile of an owner-occupied buyer with a regular job that you have been in for a long [...] Read more
Moving to a Retirement Community in Prescott Arizona near Yavapai Regional Medical center
We have worked all our lives and look forward to retirement. It is a changing time in our lives that needs to be very calculated. Read more
Solar Electric for Zero Down Payment on Lease in Prescott Arizona
Solar is now available in Arizona to homeowners for no money down with a 20 year lease. The lease payments plus a very small APS monthly bill are going to be lower than you now pay to APS for electricity. There are no batteries to maintain as APS stores the extra power you make in the [...] Read more
Seller Financing Sells Homes faster
Seller Financing is moving properties quickly and at top dollar. The cost of obtaining financing from the banks is over $4,000 for just a $120,000 mortgage loan. It is driving buyers away. Self-employed buyers are not getting loans at all. Forget getting a loan for land or a second home. They are just about not [...] Read more
Square Foot Garden with Bird Netting near the Golf Course in Prescott Arizona
The garden is in and sprouting. I just created a salad bar for birds! I love the sound of the many varieties of birds in the yard. It adds a peace and song to my surroundings. They love the seedlings and probably the seeds. My radishes are clipped to the ground and other plants are being [...] Read more
Prescott and the Square Foot Garden
How to build and grow a Square Foot Garden in Prescott Arizona. What soil to use and materials to build it. Read more
IRA Investing
Investing and Your IRA The government allows us to put money aside for old age in Investment Retirement Accounts. Did you know you can do more than keep it in a mutual fund, bank account, or in individual stocks? Most people think that those are the only investment vehicles allowed. Not so. The IRS says [...] Read more
