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Jerry Germansen

FEMA Flood Maps Changing. Are you covered?

A recent change in the FEMA Flood Maps for our area has prompted me to write about the impact that flood zones can have on buyers, sellers, and the cost of living. Flood insurance requirements of mortgage companies are a moving target. As FEMA reevaluates an area every 5 years your mortgage company may look [...] Read more

Jerry Germansen

Best Places to Retire

We have been selected by both Smart Money (2) and CNN Money (4) magazines as among the best places to retire. Check the links and see just why the Prescott area shines so brightly. Read more

Jerry Germansen

Prescott Country Club

Living in the Prescott Country Club is wonderful. We have the best weather in the country. We open our windows every night in the summer and have a gentle winter with little or no snow. The Prescott Country Club is a residential community of 1300 custom homes started in the 1970s. Each home offers a good view of the golf course, open land, or the surrounding Bradshaw Mountains. Lots range from about 1/4 acre to 1/2 acre. There is a small Read more

Jerry Germansen

Private lending sells homes

Golden Rule “He who has the gold rules” What are you earning on the money you have in the bank? Not much? Here is a solution: If you are selling property and will take your money and put it in the bank just change your strategy. Buyers are having a difficult time securing financing today. [...] Read more

Jerry Germansen

How Escrow Works in Prescott Arizona

Escrow Closing Procedures Here is what is about to happen once the Buyer’s loan is approved by the underwriter: Loan documents are sent from lender to escrow company(title company) Obtain your closing funds (remaining down payment and title and escrow fees) in the form of a certified check made out to the escrow company or [...] Read more

Jerry Germansen

Energy Smart Homes

EnergySmart Homes is a great local contractor. The homes they build are all pre-wired for solar electric and solar hot water with full solar systems optional. Live with virtually no utility bills and no carbon footprint! They are an Energy Star partner with APS, our power company, and build with Energy Star and the starting [...] Read more

Jerry Germansen

Silent Heroes

United Blood Services held the annual Silent Heroes appreciation evening at Mesa’s Commemorative Air Force Museum on Friday April 9th. There were over 200 donors attending the event. Silent Heroes includes all the platelet donors in Arizona. Scott Light of channel 12 news was the Master of Ceremonies for the evening. He introduced Lee Doerr, [...] Read more

C'Ann Simpson

Spring Fishing Central Arizona

WOW! The weather in Central Arizona is excellent. We are so fortunate to have four mild seasons to enjoy. I took the day off and went to Bartlet Lake about 20 miles northeast of Phoenix. It is one of the most beautiful lakes you will ever see. It is a desert lake surrounded by mounntains [...] Read more

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